Dar Credit and Capital Limited
May 21, 2025 - May 23, 2025
Dar Credit and Capital Limited IPO Details
SME
Status
listed
Issue Price
₹57.00 - ₹60.00
Lot Size
2000 Shares
Subscription
106.09 times
Listing Price
Face Value
₹10 Per share
Issue Size
Approx ₹25.66 Cr
Fresh Issue
Approx ₹25.66 Cr
Total Shares Offered
-
Retail Quota
-
QIB Quota
-
HNI Quota
-
Retail Approx
-
S-HNI Approx
-
B-HNI Approx
-
Issue Type
Bookbuilding IPO
Listing On
NSE SME
Registrar
Kfin Technologies Limited
IPO Tentative Timetable
Open Date
Wed May 21 2025
Close Date
Fri May 23 2025
Allotment Date
Mon May 26 2025
Refunds Initiation
Tue May 27 2025
Demat Transfer
Tue May 27 2025
Listing Date
Wed May 28 2025
Promoters
Pre issue Share Holding
98.47%
Post issue Share Holding
-
Company Promoters
- -
Lead Managers
GYR Capital Advisors Private Limited
Live Subscription
| Date | QIB | NII* | Retail | Total |
|---|---|---|---|---|
| May 21, 2025 | 1.65 | 3.90 | 9.16 | 5.89 |
| May 22, 2025 | 2.65 | 16.81 | 29.72 | 19.22 |
| May 23, 2025 | 31.29 | 208.45 | 104.88 | 106.09 |
Lot Size
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (Min) | 1 | 2000 | ₹1,20,000 |
| Retail (Max) | 1 | 2000 | ₹1,20,000 |
| HNI (Min) | 2 | 4,000 | ₹2,40,000 |
Key Performance Indicator
| KPI | Values |
|---|---|
| ROE | 6.17% |
| ROCE | 9.22% |
| Debt/Equity | 2.51 |
| RoNW | 6.08% |
| PAT Margin | 12.38 |
| Price to Book Value | 0.92 |
IPO Reservation
| Investor Category | Shares Offered |
|---|---|
| Anchor Investor Shares Offered | 12,16,000 (28.44%) |
| Market Maker Shares Offered | 2,16,000 (5.05%) |
| QIB Shares Offered | 8,12,000 (18.99%) |
| NII (HNI) Shares Offered | 6,10,000 (14.27%) |
| Retail Shares Offered | 14,22,000 (33.26%) |
| Total Shares Offered | 42,76,000 (100%) |
Company Financial
| Period Ended | 31 Dec 2024 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|
| Assets | 221.60 | 235.82 | 187.27 |
| Revenue | 31.03 | 33.01 | 25.57 |
| Profit After Tax | 4.92 | 3.97 | 2.93 |
| Net Worth | 69.67 | 65.25 | 61.78 |
| Reserves and Surplus | 60.52 | 56.10 | 52.63 |
| Total Borrowing | 145.89 | 165.58 | 120.45 |
About Company
Incorporated in 1994, Dar Credit and Capital Limited is a Non-Banking Finance Company (NBFC) offering three primary types of financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans.
The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities.
Additionally, DCCL extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
As of December 31, the company had 24,608 Active Customers, who are served by our 27 branches and Camps across 64 districts in 6 states in India.
The company's loan portfolio was moderately diversified, comprising 44.46% personal loans to individuals, 40.12% micro loans, 2.65% unsecured SME loans, and 12.76% secured MSME loans.
Services:
Personal Loan to the employees of Municipalities
Unsecured MSME Loans
Secured MSME Loans
As of December 31, 2024, the company had 224 employees.
Competitive Strength:
Quick and Efficient Loan Processing along with flexible Lending Practices.
Strong Understanding of Local Markets.
Use technology to improve credit assessment, risk management, and customer service, allowing us to swiftly process applications and disburse loans.
Experienced and Qualified Management Team.
The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities.
Additionally, DCCL extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
As of December 31, the company had 24,608 Active Customers, who are served by our 27 branches and Camps across 64 districts in 6 states in India.
The company's loan portfolio was moderately diversified, comprising 44.46% personal loans to individuals, 40.12% micro loans, 2.65% unsecured SME loans, and 12.76% secured MSME loans.
Services:
Personal Loan to the employees of Municipalities
Unsecured MSME Loans
Secured MSME Loans
As of December 31, 2024, the company had 224 employees.
Competitive Strength:
Quick and Efficient Loan Processing along with flexible Lending Practices.
Strong Understanding of Local Markets.
Use technology to improve credit assessment, risk management, and customer service, allowing us to swiftly process applications and disburse loans.
Experienced and Qualified Management Team.
Company Contact
business tower, 206ajc bose road6 th floor, unit no. 6b,
Phone: +91 9883847875
Email: co.secretary@darcredit.com
Website: https://www.darcredit.com/
Registrar Contact
Phone: 04067162222, 04079611000
Email: dccl.ipo@kfintech.com